Business benefits
Take care of your team. And your business.
Explore employee benefits, ICHRA and renewal planning through the lens of your people and your budget.
Let’s find your fitSmall-business health insurance
Benefits for the people building your business.
Explore Business benefitsIndividual coverage HRA / ICHRA
A defined contribution, with important coordination rules.
Explore Business benefitsGroup life & disability benefits
A foundation employees can understand.
Explore Business benefitsVoluntary employee benefits
More choice, with a clear explanation of cost.
Explore Business benefitsEmployee benefits renewals
Make renewal a conversation, not a surprise.
ExploreClear answers
Business benefits: your questions.
What benefit options can a small business explore?
Options may include group health, an eligible reimbursement arrangement, dental, vision, life, disability and voluntary products. Eligibility, workforce needs and administration determine which options are practical.
Is the cheapest employee benefits package always the best value?
No. Compare premiums with employee cost sharing, provider access, benefit usefulness and administrative work. A lower employer bill can shift substantial cost or inconvenience to employees.
Can a business start benefits outside January?
Some employer arrangements can begin at other times, subject to eligibility, carrier rules and implementation deadlines. Coordinate the effective date with employee enrollment and any existing coverage.
How are benefits agents or agencies compensated?
Compensation and fees vary by agent, agency, carrier and service. Ask the licensed entity handling the proposal to explain applicable commissions, fees and other compensation before deciding. Medicare-specific restrictions may differ.